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Category Archives: finance
Should I Switch to a Credit Union?
A credit union is a cooperative financial institution that is owned and controlled by its members and operated for the purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members. Many credit unions … Continue reading
news about Interest rates
Interest rates fall after Fed stands pat: CHARLOTTE, N.C. — Interest rates fell in the bond market Tuesday after the Federal Reserve said it is still likely to keep a key lending rate at historic lows for an “extended period.”
Most Overlooked Tax Deductions
Overview Tax deductions allow you to reduce your taxable income and also your tax bill. A tax deduction differs from a tax credit, which is applied directly to your tax bill, reducing it dollar for dollar. Most people qualify for … Continue reading
The effect of Financial crisis in India
Impact of Global Financial Crisis on South Asia The global financial crisis hit South Asia at a time when it had barely recovered from severe terms of trade shock resulting from the global food and fuel price crisis. The food … Continue reading
The effect of the economic Crisis on the global Shipping industry
Introduction: World Economy crisis – effects on shippingworld: a serie of linked financial and economydownturns that are badly affecting theshipping market:-Lack of financing for new projects andnewbuilding. Results: contracts cancellations,g,delayed deliveries, higher costs – Low chartering rates – low market … Continue reading
(US) Financial Crisis in America
We have a big financial crisis in America. It’s not the weak housing market, rising unemployment, inflation, the collapse of Bear Stearns or Lehman Brothers, fallout from the subprime mortgage fiasco, declining home prices, stock market volatility or geopolitical unrest … Continue reading
If I use an installment loan to pay down my revolving credit card balances, Can it affect my credit score?
Credit card debt consolidation comes as a great relief to all those who are plagued by multiple credit card debts. If new to credit card debt consolidation, all it does is to club up all your debts from multiple credit … Continue reading
Knowledge about refinance mortgage
Refinancing refers to the replacement of an existing debt obligation with a debt obligation bearing different terms. The most common consumer refinancing is for a home mortgage.
Queation about your car insurance when you lend it to your friends
Case one: I have liability insurance. If I lend my car out to a friend, will my insurance pay in case of an accident? Case two: If I lend my car to a friend and they have an accident that … Continue reading
Tips of you get into buying foreclosed homes or homes at auction
If you think that buying a foreclosure is a good deal, there are a few important facts you should know before you decide to purchase one. Learn why houses are foreclosed, and what you can expect if you decide to … Continue reading
