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Causes of the financial crisis:

THE CAUSES OF THE FINANCIAL CRISIS
The Debt-Based Money System Slams Into
Greed and Peak Oil

Several times recently, Treasury Secretary Paulson (and many others) have claimed that the “root cause” of the current financial crisis is “the housing correction.” This is completely wrong–and unless policy makers realize that it’s completely wrong, they’re not likely to make the right policy decisions.
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You’ve got a credit card and you’ve learned how to manage it. Now we’ll show you some ways to protect your good credit.
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Installment Debt
What Does Installment Debt Mean?
Debt issued with the condition of regularly occurring intervals for payment by the debtor, until the principal and interest are paid in full. Investopedia explains Installment Debt…
Generally, this type of debt provides for financing the larger items that corporations and individuals don’t have the necessary cash available to purchase.
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Information and advice on managing your debt, debt counseling, credit cards, FICO credit scores, mortgages, personal credit, credit bureaus, refinancing and other credit and debt topics.
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During the worst economic crisis in a lifetime, the right financial decisions are crucial.
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The term financial crisis is applied broadly to a variety of situations in which some financial institutions or assets suddenly lose a large part of their value. In the 19th and early 20th centuries, many financial crises were associated with banking panics, and many recessions coincided with these panics. Other situations that are often called financial crises include stock market crashes and the bursting of other financial bubbles, currency crises, and sovereign defaults.
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The field of finance refers to the concepts of time, money and risk and how they are interrelated. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important. continue reading »

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