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	<title>Living in the net &#187; car</title>
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		<title>Question about if buy used American cars can help the economy?</title>
		<link>http://www.dxal.net/question-about-if-buy-used-american-cars-can-help-the-economy/</link>
		<comments>http://www.dxal.net/question-about-if-buy-used-american-cars-can-help-the-economy/#comments</comments>
		<pubDate>Sun, 06 Feb 2011 03:54:42 +0000</pubDate>
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				<category><![CDATA[finance]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[economy]]></category>

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		<description><![CDATA[First, buying american cars does help the economy. At the local level, it employs thousands of people. Then, add the tier 1 and tier 2 auto suppliers that are also local and also employ hundreds if not thousands of people? &#8230; <a href="http://www.dxal.net/question-about-if-buy-used-american-cars-can-help-the-economy/">Continue reading <span class="meta-nav">&#8594;</span></a>
Related posts:<ol>
<li><a href='http://www.dxal.net/shopping-for-my-first-car-someone-who-knows-cars-how-can-i-get-a-car-soon/' rel='bookmark' title='Shopping for my first car? someone who knows cars? How can I get a car soon?'>Shopping for my first car? someone who knows cars? How can I get a car soon?</a></li>
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			<content:encoded><![CDATA[<p>First, buying american cars does help the economy. At the local level, it employs thousands of people. Then, add the tier 1 and tier 2 auto suppliers that are also local and also employ hundreds if not thousands of people? Look at how bad Michigan has suffered from the closing of many auto plants.<span id="more-788"></span></p>
<p>Cars produced in America clearly help the communities they are located in. There are lots of foreign cars assembled in America as well. Yes, on a macro level the profits ultimately go offshore but at least at the micro level, there are wages and supplies being generated in the towns they manufacture in.</p>
<p>Kia opened a new plant in West Point, GA. It makes the Sorento which is a well made suv that sells for the low 20&#8242;s. The plant employs many in Georgia and Alabama.<br />
BMW makes the X- vehicles in Greer, SC. (X3, X5 &#038; X6) this plant is the main reason Greer and Greenville, SC have prospered lately.<br />
Mercedes builds several suv&#8217;s in Tuscaloosa, Al.. (M. R &#038; GL trucks) are built there and it employs around 1500 people.<br />
Volkswagen is in the process of building a brand new PASSAT in Chattanooga, TN for 2012 and will be a great boost to the local area.<br />
When you add in the suppliers and service companies from uniform companies to restaurants to medical care there is a big trickle down process.. These jobs are much needed in the local economy.<br />
Preferably, by buying a GM or Ford product, this money comes back to detroit, michigan. but at a minimum, a car built in the USA is good for our communities.</p>
<p>How To Buy A Used Car &#038; Avoid Scams<br />
2.5 million cars are wrecked annually and 1 million end up back on the road.</p>
<p>    * Our 6 step road map to buying your used car, haggling with tough sellers and avoiding scams. Best used car advice on the net<br />
    * Used car classifieds sites such as Cars.com, UsedCars.com, CarsDirect.com and Car.com.<br />
    * How to finance used cars through dealers or person-to-person.<br />
    * Review of Up2Drive (a division of BMW Bank of North America)<br />
    * How to use AutoCheck Vehicle History Reports to negotiate a lower price, check for wrecked, salvaged, odometer fraud cars<br />
    * Print out questions for you to ask the seller, our cool used car bill of sale form<br />
    * If you get a discount from new car sites like Yahoo!Autos, InvoiceDealers, Edmunds.com you won&#8217;t need a used car<br />
    * Buying a used car when the seller still owes money on it<br />
    * Extended warranty for high mileage used cars (WarrantyDirect PowerShield &#038; NationWarranty has &#8220;any year/any miles&#8221;)<br />
    * Odometer Fraud costs car buyers over $1 billion every year. Help fight Odometer Fraud. </p>
<p>Related posts:<ol>
<li><a href='http://www.dxal.net/shopping-for-my-first-car-someone-who-knows-cars-how-can-i-get-a-car-soon/' rel='bookmark' title='Shopping for my first car? someone who knows cars? How can I get a car soon?'>Shopping for my first car? someone who knows cars? How can I get a car soon?</a></li>
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		<title>Shopping for my first car? someone who knows cars? How can I get a car soon?</title>
		<link>http://www.dxal.net/shopping-for-my-first-car-someone-who-knows-cars-how-can-i-get-a-car-soon/</link>
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		<pubDate>Sat, 05 Feb 2011 02:21:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finance]]></category>
		<category><![CDATA[car]]></category>

		<guid isPermaLink="false">http://www.dxal.net/?p=783</guid>
		<description><![CDATA[The one I&#8217;m thinking about buying is a Chrysler sebrig 1998 convertible. It&#8217;s three grand. the engine needs fixed but my dad is an autobody man and said he got his shop boys to agree to fix it really cheap, &#8230; <a href="http://www.dxal.net/shopping-for-my-first-car-someone-who-knows-cars-how-can-i-get-a-car-soon/">Continue reading <span class="meta-nav">&#8594;</span></a>
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			<content:encoded><![CDATA[<p>The one I&#8217;m thinking about buying is a Chrysler sebrig 1998 convertible. It&#8217;s three grand. the engine needs fixed but my dad is an autobody man and said he got his shop boys to agree to fix it really cheap, and also, the person selling the car is his boss so there is a chance he will go down a little on the price for me. other than it having miles on it and needing the engine fixed, it&#8217;s in really good shape.<br />
<span id="more-783"></span><br />
but a lot of people are giving me trouble about it and saying that convertibles are horrible cars because you&#8217;re always cold in the winter and all the air gets in the hood even when it&#8217;s up and you can&#8217;t hear the radio and they break down all the time. I don&#8217;t know why they&#8217;re saying that because my friend has a 1994 pontiac sunbird and says that you can hear the air but it&#8217;s not so loud you can&#8217;t hear the radio and it&#8217;s no worse than a normal car in the winter. then people told me Chrysler is a bad brand. idk what to believe. i don&#8217;t know anything about cars. my mom&#8217;s boyfriend has been giving me the most trouble saying that those cars are awful and that i should get a dodge neon instead which teh cheapest is 5 grand, so i would have to take out a loan, and he said that five grand for a used neon is overpaying. are sebrigs okay? what do you think about them? why is everyone telling me convertibles are awful?</p>
<p>i did check the value on it a few days ago. it&#8217;s overselling by a grand, but my dad is going to address this to his boss and see if it will go down. it&#8217;s still cheaper than the neon though, and i&#8217;m paying for this all mostly by myself since my father has no money right now</p>
<p>my dad&#8217;s boss was not there when my dad told me about the car, and even if he was, my dad would not lie to me and let me buy a bad car just to impress his boss. i&#8217;m his daughter. he&#8217;s concerned about what i get behind the wheel of which is why he inspected the car and found people he trusted to fix the engine, and for cheap.</p>
<p>did i mention this is my first car?</p>
<p>i don&#8217;t know about honda, but i already checked jeeps and the cheapest in my area is 9 grand. i can&#8217;t afford that. this is mostly all on me</p>
<p>our moms boyfriend is about as smart as the backside of a donkey because the company name that makes the dodge he likes?? chrysler plymouth and dodge are all one company, the names change, cars are the same, just different names.<br />
What do you want? If you like the convertible, and the shop is going to go ahead and fix the motor, great!! sounds like a good idea. Some cars are better than others, if you have competent help keeping it running good, then this is exactly what you need. I like convertibles, what happens over time is the top dries out and shrinks in odd spots, and after 6 ot 7 years may not be as air tight. That&#8217;s an easy fix, your dam has a body shop, that&#8217;s the place to replace it if its too old and worn out, so no problem. Wait until they get the car running and drive the car around and you will find out if the top is old and dry, or not. Are there better cars, sure, like anything else, you seem to have a dad, who will do whatever is necessary to fix up this convertible, you are driving, not mommy&#8217;s boyfriend, so what does your heart tell you to do?????<br />
I have had a new convertible, a new top is nice and tight and stays warm enough with the heater on, The only time it was too loud, was on the freeway at 130 and its unlikely you will ever get your car going that fast. So best of luck, do what you think is right, TELL anyone who does not like it to take a long walk, off a short Pier.</p>
<p><strong>How can I get a car soon?</strong><br />
There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.<br />
Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.</p>
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		<title>Does Speeding Ticket raise Insurance Rate?</title>
		<link>http://www.dxal.net/does-speeding-ticket-raise-insurance-rate/</link>
		<comments>http://www.dxal.net/does-speeding-ticket-raise-insurance-rate/#comments</comments>
		<pubDate>Thu, 13 Jan 2011 08:29:55 +0000</pubDate>
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				<category><![CDATA[finance]]></category>
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		<category><![CDATA[Speeding Ticket]]></category>

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		<description><![CDATA[I just got my first speeding ticket this morning. Was going 40 in a 25 zone. I dont want my parents to find out so I paid for it this morning by money order. But will the insurance go up? &#8230; <a href="http://www.dxal.net/does-speeding-ticket-raise-insurance-rate/">Continue reading <span class="meta-nav">&#8594;</span></a>
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			<content:encoded><![CDATA[<p>I just got my first speeding ticket this morning. Was going 40 in a 25  zone. I dont want my parents to find out so I paid for it this morning  by money order.<br />
<span id="more-777"></span><br />
But will the insurance go up? I&#8217;m not sure if the insurance is under me  or my parents. I&#8217;m 22, but my parents names are either under  registration or insurance for the car, i&#8217;m not sure which one.<br />
<strong>Best Answer </strong><br />
No. it will not raise your insurance . Your insurance company will never know about it . The state does not inform insurance companies about traffic violations . It will be on your driving record at your states motor vehicle department for 3 years . You only have to worry about it if you are looking for a professional driving job within the next 3 years &#8230; Anybody who tells you that your insurance will go up is lying and messing with you . You paid the ticket . You&#8217;ll never hear about it again .<br />
Mr.Goodhi is either lying or just plain wrong.</p>
<p>Help I got my first speeding ticket, now what?!?<br />
Do not worry everything will work out fine eventually, you may need to modify your habits a bit, and stop worrying about the people honking behind you, especially if there is a cop writing tickets, let him deal with the speeders, I would just tell your dad, get it over with, tell him right after lunch though, most people are in a better mood after eating. I would take the traffic school, In my state you pay the fine irregardless, take traffic school and it does not go on your record, which is the same as no ticket, usually the price works out in the end to the price of a ticket, but you skip seeing the judge. There is no reason to see the judge, you have no defense, The best defense for not getting tickets, is go the speed limit, it sucks but look at the alrernative, a big fine and unnecessary stress. good luck, whatever you decide to do!!</p>
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		<title>Car Audio: Top 10 Car Sound Systems</title>
		<link>http://www.dxal.net/car-audio-top-10-car-sound-systems/</link>
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		<pubDate>Wed, 02 Jun 2010 00:34:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Science and Technology]]></category>
		<category><![CDATA[audio]]></category>
		<category><![CDATA[car]]></category>

		<guid isPermaLink="false">http://www.dxal.net/?p=417</guid>
		<description><![CDATA[Car audio/video (car AV), mobile audio, 12-volt and other terms are used to describe the sound or video system fitted in an automobile. While 12-volt audio and video systems are also used, marketed, or manufactured for marine, aviation, and buses, &#8230; <a href="http://www.dxal.net/car-audio-top-10-car-sound-systems/">Continue reading <span class="meta-nav">&#8594;</span></a>
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			<content:encoded><![CDATA[<p>Car audio/video (car AV), mobile audio, 12-volt and other terms are used to describe the sound or video system fitted in an automobile. While 12-volt audio and video systems are also used, marketed, or manufactured for marine, aviation, and buses, this article focuses on cars as the most common application. From the earliest days of radio, enthusiasts had adapted domestic equipment to use in their cars. In the 1960s, tape players using reel to reel equipment, Compact Cassettes, and then 8-track cartridges were introduced for in-car use.<br />
<span id="more-417"></span><br />
A stock car audio system refers to the OEM application that the vehicle&#8217;s manufacturer specified to be installed when the car was built. A large after market industry exists where the consumer can at their desire replace many or all components of the stock system. In modern cars, the primary control device for an audio system is commonly referred to as a head unit, and is installed in the center of the dash panel between the driver and the passenger. In older vehicles that had audio components as an option, such devices were mounted externally to the top of or underneath the dash. Car speakers often use space-saving designs such as mounting a tweeter directly mounted over a woofer or using non-circular cone shapes. Subwoofers are a specific type of loudspeaker for low frequency reproduction. Extremely loud sound systems in automobiles, which have been nicknamed &#8220;boom cars&#8221;, may violate the noise ordinance of some municipalities.</p>
<p>Before that new car smell has a chance to dissipate, audiophiles often tear into their dashboards and interior panels, gutting the factory radio and speakers for a custom setup. Not being completely blind to this, auto manufacturers are responding with their own original-equipment configurations worthy of a listen.</p>
<p>Here are 10 of the best new car sound systems available in North America. Some systems come as a standard feature in their respective cars, while others are options. Regardless, they&#8217;ve been designed more for excellent balance and clarity than outright deafening volume, which is why wattage alone didn&#8217;t sway our votes. We&#8217;ve also paired each with the preferred soundtrack to match both the characteristics of the system and personality of the car.</p>
<p>10: Bose Media System</p>
<p>Available in: Ferrari 612 Scaglietti</p>
<p>Soundtrack: The Best (Farewell Tour), Luciano Pavarotti</p>
<p>Some sports car purists insist a Ferrari&#8217;s sound system begins and ends with its engine. Ferrari has even hidden audio systems behind retractable covers in some cars. The 612 Scaglietti is less sports car and more really fast 2+2 GT, so even the Maranello faithful shouldn&#8217;t be too upset with the addition of the Bose Media System. It may not be pretty, but it does centralize the infotainment features and was developed with the car&#8217;s interior in mind. Because they were born in the same area and will forever be known for the notes they hit, it&#8217;s only right to enjoy this car and system with Pavarotti’s final work.</p>
<p>9: Boston Acoustics/Kicker SRT</p>
<p>Available in: Chrysler 300C/Chrysler 300C SRT8</p>
<p>Soundtrack: Aja, Steely Dan/Exclusive, Chris Brown</p>
<p>Chrysler recognizes the broad appeal of the 300C and wisely offers systems to satisfy multiple generations. If you&#8217;re more inclined to drive the mild-mannered 300C editions, you&#8217;re more likely to appreciate the optional Boston Acoustics package. Rarely do 368 Watts, seven speakers and a subwoofer produce such full sound. It&#8217;s a great system to explore the similar attention to detail demonstrated on Steely Dan&#8217;s Aja. If you don&#8217;t roll that way, but still like the car, go for the hotter 300C SRT8. Then you can play Chris Brown&#8217;s Exclusive on a system made to handle the lows: the 13-speaker, 322-Watt Kicker surround sound system with a 100-Watt subwoofer.</p>
<p>8: Rockford Fosgate Audio System</p>
<p>Available in: Mitsubishi Lancer Evolution*</p>
<p>Soundtrack: Echoes, Silence, Patience &#038; Grace, Foo Fighters</p>
<p>Foo Fighters, Mitsubishi&#8217;s Lancer and Rockford Fosgate have each been dismissed as being more exuberant performers than precision players in their respective fields. However, this is not true, especially in this setup. The 650 Watt, nine-speaker system includes an enclosed 10-inch subwoofer in the trunk and is surprisingly adept at handling crisp highs without sounding hollow. Unlike some other factory systems, the speed-sensitive volume and equalization work very well also.</p>
<p>7: THX II Certified Audio System</p>
<p>Available in: Lincoln MKX</p>
<p>Soundtrack: Graduation, Kanye West</p>
<p>The theater experience in the Lincoln MKX crossover is based on more than just the rear-seat DVD player. The optional THX II Certified Audio System is the best auto-based representation we&#8217;ve heard of inventor Tomlinson Holman&#8217;s standard. Whereas the first Lincoln-based edition could get a bit mired in bass, the MKX package is cleaner. It now handles bass as efficiently as other ranges and requires little to no fiddling to get it right; it&#8217;s why the 14-speaker, 600 Watt system is best experienced with a soundtrack like Kanye West&#8217;s Graduation.</p>
<p>6: Dynaudio Audio System</p>
<p>Available in: Volvo S80</p>
<p>Soundtrack: ABBA Gold: Greatest Hits, ABBA</p>
<p>It doesn&#8217;t have a universally known manufacturer&#8217;s named attached, but the Volvo S80 features a setup built in collaboration with Danish firm Dynaudio for an impressive package of 12 speakers &#8212; each with its own filter &#8212; and 650 Watts (truth be told, they did work with Dolby Laboratories to fine tune the surround sound). You can&#8217;t help but be impressed by the reproduction, regardless of where you&#8217;re sitting. One thing that kept this system from a higher rank was its lack of intuitive operation. It&#8217;s an improvement over past systems, but still uncharacteristically complicated. To bring simplicity back to it all, we paired this system with a greatest-hits package from ABBA. Just be thankful we showed mercy and avoided Ace of Base as the soundtrack of choice.</p>
<p>5: Bose 5.1 Cabin Surround Sound System</p>
<p>Available in: Cadillac CTS</p>
<p>Soundtrack: Synchronicity, The Police</p>
<p>Cadillac has gone from being the punching bag of the luxury car industry to a force that&#8217;s reclaiming a healthy share of its former glory. This is due, in no small part, to the revamped CTS model. There are highlights everywhere you look, but for our purposes we&#8217;ll concentrate on the Bose 5.1 Cabin Surround Sound System. Its 10 speakers may come up short of other systems in quantity, but don&#8217;t equate that to the quality. Unlike some Bose-labeled factory systems that have disappointed, this is worthy of the name, delivering the accurate fullness and range associated with the brand. It matches nicely with the diverse collection of well-mastered tracks on Synchronicity from The Police, which will barely put a dent in the 40GB hard drive onboard.</p>
<p>4: Harman/Kardon LOGIC7 Digital Surround Sound System</p>
<p>Available in: Mercedes-Benz CL-Class</p>
<p>Soundtrack: Symphony No. 5, Beethoven</p>
<p>One Mercedes-Benz that clings to its old-school character is the exclusive CL-Class coupe. For the privileged few who will pilot these $100,000-plus machines, Beethoven&#8217;s beautiful, inspiring Symphony No. 5 sounds its best on an uninterrupted drive while played through the CL&#8217;s Harman/Kardon LOGIC7 Digital Surround Sound System. The precision-tuned package delivers 600 Watts and features 14, perfectly placed speakers. It produces some of the most realistic, dynamic range you&#8217;ve experienced in a car. Just remember: It&#8217;s dangerous to pretend you&#8217;re conducting while driving.</p>
<p>3: Bowers &#038; Wilkins System</p>
<p>Available in: Jaguar XF</p>
<p>Soundtrack: Dark Side of the Moon, Pink Floyd</p>
<p>Three British icons, Bowers &#038; Wilkins, Jaguar and Pink Floyd, come together for our No. 3 best system. Say what you will about the controversial Jaguar XF design, it is a stylish and contemporary replacement for the outdated S-Type. Anticipating XF buyers would appreciate the effort, Jaguar is offering a Bowers &#038; Wilkins 440 Watt, surround sound system with 13 speakers, plus a subwoofer. Since B&#038;W speakers are the reference-quality choice of serious audiophiles, and even recording studios, you&#8217;d best not waste them on any old soundtrack. Pink Floyd&#8217;s Dark Side of the Moon brings out the best in the speakers and vice versa.</p>
<p>2: Mark Levinson Reference Surround Sound Audio System</p>
<p>Available in: Lexus LS models</p>
<p>Soundtrack: The Four Seasons, Vivaldi</p>
<p>With total harmonic distortion (THD) of less than 0.1%, the 19-speaker, 450-Watt Mark Levinson Reference (7.1-channel) Surround Sound Audio System is a compelling reason to let someone else drive while you close your eyes and experience the concertos of Vivaldi&#8217;s The Four Seasons. You&#8217;re not likely to miss a single note because the system has a range of 20 to 20,000 Hz &#8212; beyond the hearing range of some people. The 8GB hard drive is a little conspicuous in its light capacity, though we envision few LS owners will complain. In any case, it&#8217;s a minor gripe against what&#8217;s still an exceptional audio system.</p>
<p>1: Bang &#038; Olufsen Advanced Sound System</p>
<p>Available in: Audi A8</p>
<p>Soundtrack: Time Out, The Dave Brubeck Quartet</p>
<p>It&#8217;s one thing to garner a favorable review of a system for an enthusiast publication, but winning an international award is quite another matter. Ward&#8217;s Auto World gave the Audi A8&#8242;s Bang &#038; Olufsen Advanced Sound System top honors at its 2006 &#8220;Interior of the Year&#8221; awards. The impressive setup consists of 14 speakers (including a 12-inch subwoofer), each with its own amplifier. And yes, we&#8217;ll confess the pair of acoustic lens speakers atop the dash are just plain fun to watch as they extend and retract. Altogether, the remarkable system produces nearly 1,100 Watts. The car&#8217;s cool character and the system&#8217;s strengths play well with Dave Brubeck&#8217;s Time Out, here sounding as fresh as ever.</p>
<p>Aural Pleasure</p>
<p>Auto manufacturers are giving us more reason than ever to keep our cars fully intact and utilize the factory sound systems that come standard on modern-day models. Our 10 featured systems can be found in cars ranging from about $30,000 to nearly $300,000, allowing an outstanding audio experience for just about any budget.</p>
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		<title>Queation about your car insurance when you lend it to your friends</title>
		<link>http://www.dxal.net/queation-about-your-car-insurance-when-you-lend-it-to-your-friends/</link>
		<comments>http://www.dxal.net/queation-about-your-car-insurance-when-you-lend-it-to-your-friends/#comments</comments>
		<pubDate>Sun, 05 Jul 2009 12:33:04 +0000</pubDate>
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		<description><![CDATA[Case one: I have liability insurance. If I lend my car out to a friend, will my insurance pay in case of an accident? Case two: If I lend my car to a friend and they have an accident that &#8230; <a href="http://www.dxal.net/queation-about-your-car-insurance-when-you-lend-it-to-your-friends/">Continue reading <span class="meta-nav">&#8594;</span></a>
Related posts:<ol>
<li><a href='http://www.dxal.net/how-does-auto-insurance-work-in-this-situation/' rel='bookmark' title='How does auto insurance work in this situation?'>How does auto insurance work in this situation?</a></li>
<li><a href='http://www.dxal.net/auto-insurance-comparison-helps-you-save-money/' rel='bookmark' title='Auto insurance comparison helps you save money'>Auto insurance comparison helps you save money</a></li>
<li><a href='http://www.dxal.net/how-about-online-auto-insurance-quote-comparison/' rel='bookmark' title='How about online auto insurance quote comparison?'>How about online auto insurance quote comparison?</a></li>
</ol>]]></description>
			<content:encoded><![CDATA[<p>Case one: I have liability insurance. If I lend my car out to a friend, will my insurance pay in case of an accident?</p>
<p>Case two: If I lend my car to a friend and they have an accident that they caused and they have car insurance, will their insurance cover damages or liabilties, or will responsibilty be on my insurance?</p>
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<p>Depends on the laws in your locality, but the general rule of thumb is that the insurance follows the vehicle and not the driver. That is most commonly the case. Typically, it goes like this: your insurance is the primary for liability/damages, if your liability limits are exhausted then the secondary insurance applied is that of your friend (if they have a valid policy), if both exhaust the liability limits then the third line is the insurance of the accident victim from their underinsured/uninsured motorist coverage (if they have any), and finally when all liability limits are exhausted then a judgment to pay damages will be handed down to either you, your friend, or both (again, this varies by locality).</p>
<p>Seems pretty impossible for that to happen, but it does a lot more than most people realize. Especially, when one cannot count on the fact that parties 2 (friend) and 3 (victim) even have insurance. The other scenario is that everybody is carrying the minimum required by law. For example let&#8217;s say your bodily injury/property damage liability had limits like this: $25,000 payable to one injured party/$50,000 payable to more than one injured party/$25,000 payable for property damage<img style="left: 1px; float: none; margin: 0px; width: 10px; position: relative; top: 1px; height: 10px; border-width: 0px; padding: 0px;" src="http://images.intellitxt.com/ast/adTypes/mag-glass_10x10.gif" alt="" />.</p>
<p>Okay, so your friend has a wreck and hits a new Mercedes<img style="left: 1px; float: none; margin: 0px; width: 10px; position: relative; top: 1px; height: 10px; border-width: 0px; padding: 0px;" src="http://images.intellitxt.com/ast/adTypes/mag-glass_10x10.gif" alt="" /> Benz and totals it, guaranteed $25k property damage won&#8217;t be enough to cover property damage liability. And if they took out a telephone pole or damaged other property besides the car then that must be paid for too.</p>
<p>Say there are 2 people in that car and they are badly hurt (or really good actors/hire an aggressive attorney) and they sue for a $1,000,000 and win. That $50k limit is a drop in the bucket. Even with all 3 parties insured, you can see how quickly the money runs out.</p>
<p>So most all auto insurance Liability policies will cover a licensed driver who drives with your permission and conversely, your liability insurance generally will cover you if you drive a friend&#8217;s car as secondary insurance. Some car insurance policies will however state specifically that no other person is covered when driving your car or have other exclusions. It is always best to check your policy and even with your agent before allowing a friend to drive your car.</p>
<p>Related posts:<ol>
<li><a href='http://www.dxal.net/how-does-auto-insurance-work-in-this-situation/' rel='bookmark' title='How does auto insurance work in this situation?'>How does auto insurance work in this situation?</a></li>
<li><a href='http://www.dxal.net/auto-insurance-comparison-helps-you-save-money/' rel='bookmark' title='Auto insurance comparison helps you save money'>Auto insurance comparison helps you save money</a></li>
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